Will a payday loan company take me to court

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Can payday loan company take me to court and sue me for writing a bad check? Is it the same for an online payday loan company? I took out some payday loans back in 2008 in the State of Arizona. I...

This really sucks for me. i took out a payday loan in 2013.once the payments stopped coming out of my account i called the company to find out why. they told me that legally in new york state, they could no longer take payments and they would let me know when they could start billing in nys once again. i called them again about 4 months after that, 2/2014, and they confirmed what i was told the first time. i have not heard from them via telephone, email or snail mail until today and it came in the form of a nasty email from a lawyer in florida saying they are going to send the sheriff to my home and seize my property if i didn’t pay up. this is not fair, i did not default on my loan, the lender stopped taking payments due to nys legislation and i was not notified that they were able to make payments until today in a “final notice” email when there were no other emails sent??? does anyone has any advice????While it can be argued that a lender would need to sue to recoup funds that were lent out, the practice of allowing these lenders to charge further interest is questionable at best. in the case of one story highlighted by propublica, a women who had been sued feared only sinking further into debt as, “missouri law allowed it [the original debt] to continue growing at the original interest rate of 240 percent.” at that rate, anyone living paycheck to paycheck could easily be facing a life sentence of debt repayment.According to a report recently published by propublica, payday lenders actively pursue lawsuits against borrowers who go into default – to the tune of tens of thousands of lawsuits each year, per payday lender. and it’s not just the debt the borrowers are responsible for. they could also be on the hook for legal fees and further interest accrued. for borrowers already in a tight financial situation, it could be nearly impossible for them to work their way through this debt. according to propublica,By now, it’s fairly common knowledge that payday loans are expensive and dangerous. as if the interest rates and predatory terms weren’t enough to compel people to want to get out of the payday loan cycle, a recent report on payday lenders suing their borrowers is enough to concern anyone. according to the report, borrowers who default on their payday loans can be sued by their lenders with little protection from the law. many payday lenders are doing just that.