What do i need to bring for a cash advance

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Our collection practices follow all best practices set forth by the community financial services association and any specific federal or state requirements. one of these collection practices includes, where permitted by state law, offering you the opportunity to enter into an extended payment plan which allows you to repay your advance over a longer period of time. some states have specific state-mandated repayment plans or grace periods that we are required to offer to you. we will inform you if an extended payment plan or grace period is available to you when you notify us that you are unable to repay your loan in full on its due date or if you default on your loan and are contacted by our collections department. whether you are repaying in full or through an extended payment plan, if your check is deposited and is returned by your bank due to insufficient funds, you may be charged a returned check fee, as permitted by state law1. you will be responsible for payment of your account in full, including any returned check charge, should that occur. we will work with you to pay your loan in full to the extent allowed by law, but, if necessary and appropriate, we may attempt to collect your debt through various collection methods, including, but not limited to, phone calls, letters, emails, and the use of third-party collection agencies.   1. this fee is in addition to any return check fee charged by your bank.The maximum amount available varies from state to state. working within each state's laws, you may qualify for a particular advance amount based on your current income and the lender's credit standards. you may not always be able to get as much money as you would like, but a cash advance/short-term loan should only be a part of your financial solution—the product wouldn’t be helpful if you could borrow more than you can repay.You might consider a short-term cash advance as a financial tool to use as an alternative to bounced checks, late payments and tarnished credit ratings. they allow you to meet unexpected expenses or provide a short-term cash need between pay periods. remember, they are not designed to be a long-term solution for managing your finances. excessive use of cash advances may create financial hardships. for assistance with your personal finances:   • make a list of your monthly expenditures.A cash advance is a short-term loan or deferred deposit transaction. they can be a convenient and practical short-term credit option. by using a cash advance responsibly, you can effectively deal with unexpected financial emergencies.  a single payday advance is typically for two to four weeks. however, borrowers often use these loans over a period of months, which can be expensive. payday advances are not recommended as long-term financial solutions.