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Need a quick payday loan from direct lenders? We offer online payday loans provided by a licensed direct payday loan lender. Attractive interest rates, online process, fast approval!

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Disclosure: our lenders may offer you a loan with an apr ranging from 390% to 780% based on a two-week loan. the apr on a short term loan represents the amount of your loan, cost of the loan and term of the loan. example: you borrow 0 for two weeks. a lender can charge you a fee, which means you will have to repay 5 to the lender at the end of the term. the cost of the 0 loan is a finance charge, which anounts to an annual percentage rate of 391 percent. loans on the lower end of the apr range may be for a larger loan amount and for a longer term. loans on the higher end of the apr range may be for a smaller loan amount and for a shorter term. depending on your credit needs, and desire to pay your loan off quickly, your lender may only offer you loans with an apr near the high end of the range displayed.notice: this is an expensive form of credit. a short term loan should be used for short-term financial needs only, not as a long-term financial solution. customers with credit difficulties should seek credit counseling or meet with a nonprofit financial counseling service in their community. if you do not pay your loan according to its terms, your lender may: • charge you late fees • send your account to a collection agency • report your information to a consumer reporting agency, which may negatively affect your credit score • offer to renew, extend or refinance your loan, which may cause you to incur additional fees, charges and interestwe are not a lender. only your lender can provide you with information about your specific loan terms and apr and the implications for non-payment of your loan. ask your lender for their current rates and charges and their policies for non-payment.Once the lender receives the borrower’s no teletrack loan application, he verifies it, which aims at fast approval. generally, majority of loan applications are guaranteed to be approved off hand. during the verification process, the lender checks whether or not the application form has been completed accurately. provided that the loan application form includes up to date data as well as on condition that the borrower has a steady source of income, the pay loan the borrower applies for will be instantly approved. the borrower’s credit score is of no importance since the lender approves loan applications on the basis of the borrower’s income instead of on the borrower’s credit score. thus, people with bad credit are very often approved for pay loans, despite their poor credit rating. no credit check very much increases the chances of all people to get a pay loan, especially of those with poor credit score. after the loan has been instantly approved, the lender transfers the money onto the borrower’s bank account. usually, the money is available to the borrower the same day, or the following working day. many lenders guarantee money in one hour. such a fast money transfer allows the borrower to deal with his/her urgent money-issues right on the spot.Basically, in order to qualify for pay loans, one needs to be of legal age (18+), have a bank account (savings or checking) as well as have a fixed source of income. the income doesn’t have to come from employment (unemployed are also eligible for pay loans). it can also come from benefits, pension, or any other steady source. once the pay loan is granted to the borrower, he is obliged to repay it in due time, which has been specified in loan agreement. failure to repay the loan on time will result in additional late payment fees. thus, it’s very important not to borrow more than one can afford to repay as well as repay the loan in full in a timely manner.When one needs money fast to deal with any kind of urgent and unexpected expenses as soon as possible, payday loans prove a good solution. it is so due to the fact that pay loans are fast and easy to get as well as they have a short and simple repayment plan. pay loans are rather small amount loans given for a short period of time. in practice, the loan is to be repaid in two to four weeks, however, it is possible to extend that period up to ninety days or more. it must, however, be borne in mind that the extension of loan repayment period is usually connected with additional costs being added to the overall cost of the loan.

let us know on our easy payday loan application that you'd like us to wire the funds to you and you'll have your money that same day.

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