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A payday loan is a small, unsecured, high interest, short-term cash loan. In most cases, consumers write a post-dated, personal check for the advance amount, plus a fee. The lender holds the check for the loan period and then deposits it, or the customer returns with cash to reclaim the check.
Payday loans are short-term loans that are easy to get, but they are often expensive. Find out what to expect and see alternatives.