cash advance security bank credit card
EASTWEST BANK PRACTICAL CREDIT CARD. Annual Membership Fee; Terms of Payment: Silver Card: Gold Card :
bank cash advance credit card
Credit limit. the bank has the sole discretion to determine the amount of my credit limit, including any subsequent request for increase or decrease in credit limit, expressed in philippine peso and which will be inclusive of my cash advance limit. the bank reserves the right to withhold information regarding the disapproval of my request for increase of credit limit. my credit limit will be shared between and strictly observed by me and my supplementary cardholder/s. my maximum allowable outstanding balance must not exceed my credit limit at any time. any outstanding balance that exceeds my credit limit shall become immediately due and demandable without further notice or demand. an over credit limit fee will be charged to my account in the event that i exceeded my credit limit whether due to posted transactions or fees and charges. the bank may increase my credit limit without prior notice to me, which may be granted through the same card, a separate card, or through other instruments. the bank may reduce my credit limit at any time without prior notice to me and for whatever reason, including but not limited to any reasonable ground for the bank to believe that the prospect of payment of my card obligation is or will be impaired as shown by my default in any of my obligations to any third party/ies or such other circumstances and conditions which materially and adversely affect my financial standing or my ability to perform my obligations under these terms and conditions. my payments do not automatically adjust my available credit limit as: (a) there may be transactions posted after my last statement date, or (b) the posting of payments may occur, following receipt of my payment, on the next banking day for payments via automatic debit arrangement facility, eastwest online banking or cash payments made over-the-counter at eastwest stores, two (2) banking days for cash payments made at other payment channels, three (3) banking days for payment made thru check at eastwest stores, or four (4) banking days for check payments made at other payment channels.Events of default. i shall be considered in default in any of the following events: (a) my card account becomes delinquent when i fail to pay my minimum payment due within the next payment due date; (b) i exceed my credit limit; (c) i fail to perform and/or comply with any of these terms and conditions; (d) the bank receives any legal process against me, my business/es, money/ies, property/ies or asset/s; (e) i apply for voluntary relief or shall be the subject of involuntary relief under insolvency or other bankruptcy laws; (f) the bank has reasonable ground to believe that any information, representation or warranty made by me in my application for the card was incorrect, misleading or untrue at the time it was made; (g) i am involved in a litigation the contingent and accrued liability of which would materially and adversely affect my financial standing or ability to pay or perform my obligations under this agreement; (h) i am charged in a criminal suit or under investigation by competent agency for violation of any law; (i) the bank has reasonable ground to believe that the prospect of payment of my obligation on my card account is impaired as shown by my default in my other obligations to the bank under any other credit accommodation, the sale or disposition of any substantial portion of my asset/s or property/ies which is not in the ordinary course of my business, my default in any of my obligations to the banks subsidiaries or affiliates, or my default in any of my obligations to any third party/ies, or such other circumstances and conditions which materially and adversely affect my financial standing or my ability to perform my obligations under these terms and conditions; (j) i have acted fraudulently or with gross negligence in the use of my card; and (k) the bank has prima-facie evidence of my violation of the access devices regulations act of 1998.Disclosure and reporting. i consent to the use and disclosure by the bank of information in and relating to my card account and my card transactions and dealings with the bank, to any of its subsidiaries and affiliates, agents, members of the filinvest group of companies, other banks and banking associations, credit card companies and associations, financial institutions, credit information bureaus and their equivalent, third-party service providers rendering services to the bank, as well as third parties authorized by the bank to receive such information, wherever situated, for confidential use in connection with the banks exercise of its functions to provide banking, credit card and related services as well as for any business purposes (including but not limited to sales and marketing, credit investigation and collection, information technology systems and processes, data processing, imaging and storage, back-up and recovery and risk analyses purposes). i agree that such disclosure or exchange of information shall not be the basis of any claim against the bank or the parties to whom the bank makes the disclosure. i acknowledge that the bank may disclose any information or data regarding my card, card account and card transactions upon orders of courts or requests of competent government offices or agencies authorized by law. i hereby give permission for the bank to request information and to make necessary inquiries about me from third parties in connection with any updates, re-issuance or extensions of the card.Billing disputes/errors. the entries in the soa are presumed true and correct unless i notify the bank in writing of any dispute within twenty (20) days from my statement date. if i notify the bank of a dispute in my soa, i have the option not to pay the disputed amount while the bank is conducting an investigation, but i must pay such portion of the total statement balance which is not in dispute or the minimum payment due on or before the payment due date. the bank shall treat the disputed amount as an outstanding availment against my credit limit. if after investigation, the claim is established to be valid, i am not liable to pay any interest charges and late payment charges related to the disputed amount only. otherwise, i am liable to pay the disputed amount as well as the corresponding interest charges and late payment charges due thereon computed from the transaction date up to the date of dispute resolution. after having conducted its investigation, the bank's findings are conclusive. the bank reserves the right to qualify the type of transactions/charges that may be considered for dispute.
eastwest credit card cash advance interest
At every billing cycle, you have the option to pay the total statement balance, the minimum payment due, or any amount in between. an interest charge will be imposed should you choose not to pay the total statement balance on or before the payment due date as set out in your statement of account. the interest charge is based on your average daily balance (adb) computed from transaction date for cash advance, credits/payments and retail transactions/monthly installments/fees until the next cycle cut-off. any interest charge due but unpaid shall form part of the principal balance and will continue to earn interest charges.
cash advance credit card bank teller
Providing you use of charge a fat sen not. Over-the-counter at cash advance eastwest bank credit c...
cash advance credit card public bank
East West bank was founded in the 1990s, with 200 locations mainly in California, that provides a variety of personal, business, and corporate services
cash advance first premier bank credit card
Apply And Get 3.25% Interest Rates On Groceries, Drugstores And Fuel. Plus 3.49% For Non-Essential Purchases.
cash advance pin eastwest bank credit card
NerdWallet is a free tool to find you the best credit cards, cd rates, savings, checking accounts, scholarships, healthcare and airlines. Start here to maximize your rewards or minimize your interest rates.
East West Bank, products & services, accounts, online banking, login, home purchase, mortgage, invest, immigrants, new to u.s., homeowners assistance, FDIC, overdraft
Apply And Earn 1 Platinum Reward Point For Every P40 Spent. Free Travel Insurane Up To P20 Million. Enjoy Exclusive Deals And Previleges.