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Swift money are not a direct lender. if you complete an application through our website, it will be shown to our lending partners for their consideration.we do not charge any fees for the use of our service, but we do receive a commission from our lending partners following successful introductions from our website. any information we provide is for the purposes of illustrating the lending process only and should not be read as financial advice.Late payment: where you feel that you may have any difficulty in repaying your loan on the pre-arranged date, you will need to contact your lender immediately. you will be able to rearrange your repayment date to a more suitable time (this may result in a small charge being added on to the total amount due). the late payment fee could vary from £1 to £15, completely dependent upon the delay and the lender.Upon approval from one of our lenders you can have the loan amount deposited into your bank account the same day.our efficiency is achieved mainly due to our one page loan application, which does not require any extensive information or paperwork. this shortens the processing time immensely. as the process is also completed completely online, you can start to get an idea of why we are able to arrange your loan so efficiently.There are hundreds of payday loan lenders in the uk today which explains why it can be a daunting task trying to find a good lender. furthermore, most uk payday loan lenders arent as good as they claim. also, every single lender is different. it is, therefore, important to dig deeper before you choose a payday loan lender. so, what should you look for in a payday loan...